Thursday, May 15, 2008

4 tips for Identity Protection

Identity theft affects people more often than not. I've had my at least one breach of my financial information stolen and cannot over emphasize the importance of identity protection.

Things you can do to protect your identity is to

1) Keep your Social Security Number private. Do not share this with more people than you need to. If they have to pull a credit check on you then you can make the decision then, but do not advertise your SSN to everyone that asks for it.

2) Check your mail promptly. Do not leave mail in a mailbox unattended for excessive periods of time. An unguarded mail drop is a prime target for identity or financial theft.

3) Check your credit report at least quarterly. You can check your credit report from each of the three major credit reporting agencies for free once per year at http://www.annualcreditreport.com and follow the instructions to dispute any false or illegitimate debts.

4) Buy credit monitoring services or identity protection services, like those offered from IdentityTruth.com


By taking personal responsibility for knowing who your personal financial data is shown to, by not applying for more credit than you need, and by using a credit monitoring service or identity theft service you greatly reduce the possibility of identity theft.

Don't become a statistic of identity theft. Do something about your peace of mind today.

IdentityTruth

No comments: